Loan Calculators

Secured Loan Calculator

Get Started
Google
Trustpilot

Trusted by over 250,000 people since 2012

Loan Calculators Secured Loan Calculator

Calculator

Secured Loan Calculator

Calculate how much you could borrow with a secured loan based on your property value and existing mortgage. See your potential monthly repayments and total cost.
£
£
years
%

How we calculate your maximum loan: Secured loan lenders typically allow a combined loan-to-value (LTV) of up to 85%. We subtract your current mortgage LTV from 85% to find how much additional borrowing you could secure against your property.

Loan limits: Most secured loans range from £3,000 to £500,000. If your available equity falls outside this range, you may not qualify with standard lenders.

Monthly repayments: Calculated using the standard amortisation formula based on the loan amount, term, and interest rate.

These figures are estimates. Your actual loan amount and rate will depend on your credit history, income, and individual lender criteria.

Ready to explore your options?

Speak to a specialist who can help you find the best secured loan for your circumstances.

Subscribe to our newsletter

Money-saving tips, special offers and new services, straight to your inbox.

We'll never share your email address with third parties.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

Money Helpdesk Logo ! No AI written content
Follow us:

About Money Helpdesk

Legal

Contact

Money Helpdesk is a trading style of LeadCrowd Limited which is registered in England and Wales (10963512).

Our registered office is The 1812 Building, Wheatley Park, Mirfield, West Yorkshire, WF14 8HE.

Money Helpdesk is an independent marketing website that acts as an introducer to FCA regulated companies. The guidance and or advice contained within this website is subject to the UK regulatory regime and therefore primarily targeted to customers in the UK. Any and all personal information that we may collect will be used and held in accordance with our privacy policy. We may use your personal information to contact you or pass your details to other companies associated with us, to contact you (including by telephone) to provide you with details and services in relation to any enquiry you make to us. Any rates shown are for illustrative purposes only, they should not be taken as any form of advice or recommendation. Actual mortgage quotes are based on individual circumstances.

At Money Helpdesk, we strive to provide informative guides and tips, however, please note that you use the information provided at your own risk. We cannot be held liable for any issues that arise from using the information provided.

The information found on our website is not tailored advice specifically for each individual reader and therefore should not be taken as financial advice.

Our team is updated regularly to keep up with changing lender criteria and policies, so be sure to contact one of our advisors for accurate up-to-date information. All of the advisors we work with are qualified to provide advice and partner with firms authorised and regulated by the Financial Conduct Authority. These specialists are regulated professionals who can provide tailored advice that fits your needs.

The Financial Conduct Authority does not regulate Will Writing, Estate Planning and some forms of Mortgages. © Copyright LeadCrowd Limited.

The rates shown are for illustrative purposes only, they should not be taken as any form of advice or recommendation. Actual mortgage quotes are based on individual circumstances.

Money Helpdesk and its branding are registered trademarks with the Intellectual Property Office under numbers UK00004153476 and UK00004153478.