Pension & Later-Life Calculators

Equity Release Calculator

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Pension & Later-Life Calculators Equity Release Calculator

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Equity Release Calculator

Find out how much capital you could release from your home based on your age and property value. The older you are, the more you can typically release.
£
years

Maximum equity you could release:

This is of your home's value, based on your age of .

Release Details
Property Value
Your Age
Release Percentage
Maximum Release
Remaining Equity
How Age Affects Release

The older you are, the higher percentage of your property value you can release:

At age 55 23%
At age 65 33%
At age 75 43%
At age 85 53%

Release Percentage: The maximum percentage of your property value you can release is based on your age. The formula is approximately: your age minus 32.

Minimum Property Value: Most equity release providers require a minimum property value of £70,000.

Minimum Age: You must be at least 55 years old to qualify for equity release.

These figures are estimates. The actual amount you can release depends on the lender, property type, location, and your personal circumstances. Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.

Interested in equity release?

Get free, no-obligation advice from a qualified equity release adviser to understand your options.

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

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