Navigating the mortgage market can feel like a lot, with thousands of products available and lending criteria that change almost daily. Professional mortgage advice is the most effective way to ensure you’re confident when it comes to making the big decisions about property finance.
We have a wide range of articles to get you started, no matter what you need a mortgage for, from buying your first residential home, through to large-scale commercial investments.
Why use a mortgage broker?
While you can go directly to your bank, a mortgage broker offers several distinct advantages. Banks can only offer their own products, whereas a "whole-of-market" broker can compare thousands of deals from high-street names and specialist lenders alike.
A broker doesn't just find you the low interest rate available to you; they match your unique circumstances to the right lender to maximize your chances of approval. This is particularly important for:
-
First-time buyers
-
Professionals and High-net worth individuals
-
Complex cases such as mortgages for applicants with bad credit or self-employed income
-
Buyers looking at any kind of non-standard property.
How much does mortgage advice cost?
The cost of mortgage advice varies depending on the broker’s business model and the complexity of your application. Most brokers, like ourselves, offer an initial consultation for free to assess your needs.
This table outlines the common fee structures you may encounter.
|
Fee Type |
Approximate Cost |
|
Fee-Free |
£0 |
|
Fixed Fee |
Typically £250 - £600 or £500 - £1,000+ for complex cases |
|
Percentage Fee |
0.3% - 1% of loan amount |
Featured Articles
A Complete Guide to Self-Build Mortgages
A complete guide to self-build mortgages
Mortgages and Property Types
All you need to know about mortgages and property types
Joint Borrower, Sole Proprietor Mortgages
A guide to joint borrower, sole proprietor mortgages
Online Mortgage Advisors
Connect with one of our mortgage brokers here
Mortgage Calculators
Try our range of mortgage calculators here
Second Home Mortgage Advice
How to get a mortgage to buy a second home
A Guide to Islamic & Sharia-Compliant Mortgages
Guidance on Islamic mortgages
Mortgages for New Build Homes
How to get a mortgage on a new build property
Right to Buy Mortgages
A guide to the Right to Buy mortgage scheme
Non-Standard Construction Mortgages
A guide to non-standard construction mortgages
Guarantor Mortgages
All you need to know about guarantor mortgages
Mortgages for Expats
A guide to mortgages for British expatsMore Articles Related to Mortgage Advice
A Complete Guide to Stamp Duty
A Guide to Income Types & Mortgages
Buy for Uni Mortgages for Students
Buy-to-Sell Mortgages Explained
Compare 3-Year Tracker Mortgages
Concessionary Purchase Mortgages
Exploring the Benefits & Risks of a Non-Regulated Mortgage
Getting a Mortgage After a Payday Loan
Getting a Mortgage After Redundancy
Getting a Mortgage in a Probation Period
Getting a Mortgage on a Gifted Property
Getting a Mortgage on a House Near a Mine Shaft
Getting a Mortgage on a House Near Power Lines
Getting a Mortgage on a Property With Underpinning
Getting a Mortgage on a Zero-Hour Contract
Getting a Mortgage to Buy Land
Getting a Mortgage With No Early Repayment Charges (ERCs)
How Pension Contributions Impact Mortgage Affordability
How Salary Sacrifice Will Affect Your Mortgage
How To Get On The Property Ladder
Low Deposit Buy to Let Mortgages
Mortgages for Foreign Nationals
Mortgages for High Net Worth Individuals
Mortgaging A House With Two Kitchens
Support for Mortgage Interest (SMI)
The Mortgage Charter Explained
UK Mortgages for African Nationals
Understanding Trust Mortgages in the UK
What is a Mortgage Arrangement Fee?
FAQs
A whole-of-market broker is not tied to any single bank or panel of lenders. They have the flexibility to search across the entire UK market of mortgage lenders, including specialist providers who do not deal directly with the public. This ensures you aren't limited to a small selection of deals and have the best chance of finding the absolute best deal available to you.
Get expert advice about all your mortgage & finance needs
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
Please choose an option