Right to Buy & Right to Acquire Calculator

Right to Buy - Houses: You get a 35% discount after 3 years as a public-sector tenant. For each additional year, the discount increases by 1% per year, up to a maximum of 70% of the property value or the regional discount cap - whichever is lower.

Right to Buy - Flats & Maisonettes: You get a 50% discount after 3 years. The discount then increases by 2% per year (rather than 1%), again capped at 70% or the regional maximum.

Regional Caps (2024-25): London (most boroughs) - £136,400. South East and East of England - £102,400. All other English regions - £96,000. These caps are updated annually by the government.

Right to Acquire: This scheme offers a fixed cash discount based on your local authority area, ranging from £9,000 to £24,000. The discount does not change with tenancy length (beyond the 3-year minimum). Your home must have been built, bought, or transferred to a housing association after 31 March 1997.

Both schemes require at least 3 years as a public-sector tenant. Always confirm your eligibility and exact discount with your landlord before applying.