Mortgage Affordability Calculator

Most mortgage lenders will let you borrow

This is based on 4.5 times your total household income, the highest salary multiple used by some UK mortgage providers. If this amount is high enough for your mortgage requirements, you can start comparing the latest rates below or speak to a broker to get started.

Some mortgage lenders will allow you to borrow up to

This is based on 5 times your total household income, a salary multiple used by more than a handful of UK mortgage providers. You can access a free, no-obligation chat with a mortgage broker below to find out which lenders would be willing to offer you this amount.

Some mortgage lenders will allow you to borrow up to

This is based on 5.5 times your total household income. The vast majority of mortgage lenders are unable to offer this, but the ones that do will expect you to have a relatively high amount of income and deposit. Speak to a broker if you need a mortgage of this size.

A few mortgage lenders might let you borrow

This is based on 6 times your total household income, a salary multiple used by a handful of lenders and usually reserved for borrowers in high-paying professions. You can access a free, no-obligation chat with a mortgage broker below to find out whether any lenders would be willing to offer you this amount.