Mortgage Calculators

Remortgage Calculator

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Remortgage Calculator

Find out what your new monthly repayments could be if you remortgage or release equity from your home. Enter your property details below to get an estimate.
£
£
Your remaining balance cannot be more than your property value. Please check the amounts entered.
£
years
%

Your new monthly repayments would be:

What this means for you

An LTV above 90% may require a specialist lender. Most high street lenders cap at 90% LTV, though some offer up to 95%. A mortgage broker can help you find the right lender for your situation.

Your monthly payment is calculated using the standard mortgage formula, taking into account your total loan amount, interest rate, and mortgage term.

For repayment mortgages: We calculate the monthly payment needed to pay off both the principal and interest over the full term.

For interest-only mortgages: We calculate just the monthly interest payment. The principal remains unpaid until the end of the term.

Your LTV is calculated by dividing your total mortgage amount by your property value.

Ready to speak to a mortgage broker?

These figures are estimates based on the information you've provided. For accurate quotes and to find the best remortgage deals, speak to a qualified mortgage broker.

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

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Money Helpdesk is a trading style of LeadCrowd Limited which is registered in England and Wales (10963512).

Our registered office is The 1812 Building, Wheatley Park, Mirfield, West Yorkshire, WF14 8HE.

Money Helpdesk is an independent marketing website that acts as an introducer to FCA regulated companies. The guidance and or advice contained within this website is subject to the UK regulatory regime and therefore primarily targeted to customers in the UK. Any and all personal information that we may collect will be used and held in accordance with our privacy policy. We may use your personal information to contact you or pass your details to other companies associated with us, to contact you (including by telephone) to provide you with details and services in relation to any enquiry you make to us. Any rates shown are for illustrative purposes only, they should not be taken as any form of advice or recommendation. Actual mortgage quotes are based on individual circumstances.

At Money Helpdesk, we strive to provide informative guides and tips, however, please note that you use the information provided at your own risk. We cannot be held liable for any issues that arise from using the information provided.

The information found on our website is not tailored advice specifically for each individual reader and therefore should not be taken as financial advice.

Our team is updated regularly to keep up with changing lender criteria and policies, so be sure to contact one of our advisors for accurate up-to-date information. All of the advisors we work with are qualified to provide advice and partner with firms authorised and regulated by the Financial Conduct Authority. These specialists are regulated professionals who can provide tailored advice that fits your needs.

The Financial Conduct Authority does not regulate Will Writing, Estate Planning and some forms of Mortgages. © Copyright LeadCrowd Limited.

The rates shown are for illustrative purposes only, they should not be taken as any form of advice or recommendation. Actual mortgage quotes are based on individual circumstances.

Money Helpdesk and its branding are registered trademarks with the Intellectual Property Office under numbers UK00004153476 and UK00004153478.